Quantitative Risk Analyst
- Assist the Quantitative Risk Manager in constructing a Credit Decision Scorecards and statistically based credit risk modeling strategies based on quantitative modeling methods (e.g., good / bad definition, performance sample windows, sample size and exclusions).
- Assist in developing and implementing a framework for data collection, processing and analyzing customer and 3rd party data (e.g., PayNet, D&B, consumer credit bureaus) for implementing credit risk strategies
- Plan and execute self-driven analytics on large data sets (structured and unstructured data) using next generation technologies, prepare analysis and reports to support discussions on key analytics and model aspects to drive decision making
- Validate credit default rates from portfolio attributes (e.g., delinquencies, EOD, loss curves, dealer performance) and make recommendations on credit model and policies
- Work with sales management on risk-based pricing strategies optimizing dealer conversion rates and profitability.
- Oversight of credit data mart used for reporting and portfolio performance monitoring.
- Supporting ongoing and future projects working with the senior team.
- Ability to create visualizations of data and/or quantitative information for management decision-making
- Support building and enhancing procedures and model documentation in compliance with regulatory guidance as well as the Bank's model risk policy
- Maintain current/develop new analytical reports and presentations for senior management, executive committees, and regulatory exams
- Bachelor's degree in Mathematics/Statistics, Operations Research, Economics, Finance, or other quantitative discipline; or in lieu of a degree, four (4) plus years' experience in Risk, Finance, Consumer Lending
- Three (3) plus years of commercial small business credit modeling experience.
- Two (2) plus years of experience in Consumer Lending statistical modeling/analytics, preferably related to ALL and/or Loss Forecasting modeling for credit cards.
- Two (2) plus years in coding with Python, PySpark or other equivalent language within the past Five (5) years
- Demonstrated experience with SAS and other statistical methods.
- Proven decision-making role constructing credit models in a regulated environment
- Strong quantitative and analytical skills in statistical analysis and data science best practices
- Strong communication and partnering skills
$64,491.00 - $105,949.50 Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs. In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate's location and employment status. For more information about Associate benefits, please visit WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at [email protected]. WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Recommended Jobs
Electronics Manufacturing Programmer
Quintech Electronics and Communications, Inc. is seeking a Surface Mount Technology (SMT) Programmer whose main responsibilities will include creating, updating and maintaining SMT programs includin…
Growth Marketing Strategist
Printfresh is searching for a hungry, creative, and analytically-minded Growth Marketing Strategist to help us build and evolve our paid marketing during an exciting period of growth. This is a role …
Office Manager Part Time
Responsive recruiter Benefits: Bonus based on performance Flexible schedule Training & development SUMMARY: The Office Manager- - is responsible for coordina…
Data Product Delivery Lead, Climate Solutions America
About Carrier Carrier Global Corporation, global leader in intelligent climate and energy solutions, is committed to creating innovations that bring comfort, safety and sustainability to life. Thr…
CNC Machinist/Programmer
Job Description Job Description Looking for a great career as a CNC Machinist / Programmer A growing precision manufacturing company in Irwin, PA is hiring an experienced CNC Machinist/Progra…
Quality Control/Pre-Commissioning Operator
Quintech Electronics & Communications, Inc. is seeking an Quality Control/Pre-Commissioning Operator whose primary duties will include inspecting and configuring electronic equipment while processi…
Luxury Travel Specialist - Work From Anywhere
We are seeking a Dream Vacation Designer to join our remote team, localized for candidates in the Philadelphia, PA area. In this role you will use your knowledge of cruises, resorts, and destinations…
Travel Nurse RN - Cardiac Catheterization Lab - $3,246 per week in Lebanon, PA
Registered Nurse (RN) | Cardiac Catheterization Lab Location: Lebanon, PA Agency: Lancesoft Inc Pay: $3,246 per week Shift Information: Days - 4 days x 10 hours Contract Durati…
Travel Nurse RN - Medical-Surgical - $2,270 per week in Ephrata, PA
Registered Nurse (RN) | Medical-Surgical Location: Ephrata, PA Agency: Lancesoft Inc Pay: $2,270 per week Shift Information: Nights - 3 days x 12 hours Contract Duration: 13 W…
Travel Nurse RN - Cardiovascular Operating Room - $3,100 to $3,210 per week in Philadelphia, PA
Registered Nurse (RN) | Cardiovascular Operating Room Location: Philadelphia, PA Agency: Lancesoft Inc Pay: $3,100 to $3,210 per week Shift Information: Days - 3 days x 12 hours …