Home Equity Analyst

Home Equity Analyst Location Harrisburg, PA :

Description

PSECU, a high-tech progressive financial institution with more than $8 billion in assets, is seeking a Home Equity Analyst to assist members and process loan applications to ensure a smooth, timely loan process from application through funding with a focus on Home Equity products.

Benefits: We offer a competitive salary, excellent benefits and a great work environment. Along with excellent medical and retirement programs and a generous leave package, our workplace offers tuition reimbursement.

Employee Type : Full-time, Non -Exempt

Schedule : Monday - Friday 9:00am - 5:00pm. This is a hybrid schedule working remotely with minimum onsite expectation of 20%, or as needed.

Minimum Starting Payrate: (Commensurate with experience)

Candidate must be bondable and credit worthy.

DUTIES AND ACCOUNTABILITIES - Essential for this position:

• Process and analyze Home Equity lending products.
• Demonstrate effective phone skills and handle incoming phone calls to include product inquiries, application status' and taking applications by phone.
• Processes, denies, and approves loan applications, using analysis and interpretation of facts and understanding of federal and state regulations and credit union policy/procedures. Refers applications to management as required for 2nd level reviews.
• Monitor and process various loan pipelines including new applications, incomplete applications, and approved applications. Make outbound follow up calls as needed.
• Monitor and respond to incoming emails and Chat.
• Performs in-depth review of appraisals on collateral property to determine its correctness and acceptability. Requests corrections/additional comments from appraiser, as needed.
• Assists with procedure review and system testing.
• Communicate with members, outside vendors, and resources (e.g., appraisers, counties, deed report provider, flood provider, etc.) and financial institutions to acquire information necessary to complete loan processing.

Qualifications

Education

Required

HS Diploma Equivalency or better.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)