Commercial Underwriter - Property Package

Job Description

Job Description

General Placement Service is actively seeking a Commercial Underwriter to join the Property & Casualty insurance space. This is a great opportunity for motivated professionals who are committed to delivering exceptional service and producing quality underwriting results.

We are looking for individuals who thrive in a collaborative environment and are eager to contribute to a company that values excellence, integrity, and customer service .

Key Responsibilities:

• Evaluate, rate, quote, and submit new commercial insurance accounts, including those with complex exposures and multi-layered programs.
• Demonstrate expert-level understanding of both personal and commercial lines, including coverage forms, pricing strategies, and current market conditions.
• Clearly explain coverage options, underwriting rationale, and pricing methodology to internal teams, agents, and brokers.
• Negotiate terms, pricing, and commissions with insurance carriers and agency partners.
• Analyze risk information to determine insurability and pricing, applying sound judgment and investigative techniques.
• Identify and pursue profitable underwriting opportunities that align with company goals and risk appetite.
• Meet or exceed underwriting production targets while maintaining profitability standards.
• Serve as a mentor to junior underwriters and team members by offering coaching, training, and ongoing support.
• Act as a go-to resource for complex underwriting questions from colleagues and agents.
• Develop and maintain strong relationships with key brokers and agency partners to encourage high-quality submissions and renewals.
• Collaborate across departments to identify cross-sell opportunities and enhance customer service delivery.
• Represent the company at agency meetings, industry events, and other networking opportunities to grow visibility and book of business.
• Oversee the binding process by preparing and submitting bind requests and ensuring all conditions are satisfied.
• Manage the renewal process for assigned accounts and support other team members in maintaining timelines and service standards.
• Ensure adherence to internal underwriting guidelines and maintain compliance with all applicable state and federal regulations.
• Provide oversight and guidance on endorsements, inspection reports, and general policy servicing tasks.
• Contribute to a collaborative team environment and support other duties as required.

Competencies & Qualifications:

• Minimum of five years of experience in the insurance industry, with a strong background in underwriting preferred.
• Proactive and self-motivated professional who takes initiative to grow knowledge and performance.
• Proven ability to develop and maintain strong relationships with insurance markets, brokers, and agency partners.
• Team-oriented mindset with a collaborative approach to working across departments.
• Solid understanding of carrier appetites across both brokerage and MGA channels, and the ability to align submissions accordingly.
• Familiarity with underwriting guidelines and the ability to apply them effectively to a wide variety of risk profiles.
• Strong analytical and decision-making skills with attention to detail.
• Excellent communication and interpersonal skills, with a focus on delivering top-tier service.
• Proficient in Microsoft Office and comfortable with insurance-related software platforms.