Chief Financial Officer

Job Description

Job Description

Centennial is seeking a Chief Financial Officer to lead a Pennsylvania distributor of plumbing, HVAC, PVF, and hydronic supplies with 44 locations across five states: with 450+ employees and a strong family‑owned culture. The Chief Financial Officer (CFO) is a key member of the Executive Team and a strategic partner to the President, ownership, and Board. This role provides financial leadership, operational insight, and disciplined oversight to drive growth, profitability, and long‑term value creation.

The CFO oversees all financial functions—including accounting, FP&A, treasury, credit and collections, tax, audit, and risk management—and plays a critical role in supporting the family office, real estate entities, and governance structures.

Key Responsibilities:

1. Strategic Financial Leadership

• Serve as a trusted advisor to the President, ownership, and executive team
• Provide data‑driven insights to support decision‑making and value creation

2. Accounting, Reporting & Compliance

• Oversee all accounting operations (GL, A/P, A/R, payroll) and GAAP compliance
• Lead external audits, tax filings, and regulatory reporting

3. Financial Planning & Performance Analysis

• Lead annual budgeting and ongoing forecasting
• Develop KPIs, dashboards, and performance reporting tools
• Provide scenario modeling and financial analysis for strategic initiatives

4. Treasury, Cash & Capital Management

• Manage cash flow, liquidity, and working capital
• Oversee banking relationships, financing, and capital structure

5. Credit & Risk Management

• Establish and oversee credit policies and risk frameworks
• Manage insurance programs and enterprise risk mitigation

6. M&A and Strategic Growth

• Lead financial modeling, valuation, and due diligence
• Support integration of acquired businesses
• Evaluate ROI on capital investments, expansions, and new locations

7. Family Office, Board & Governance

• Serve as liaison to the family office, Board of Directors, and related business entities
• Prepare and present board and family office materials
• Support tax strategy, estate planning, and coordination with external advisors
• Ensure transparency and governance across all related entities

8. Real Estate, Banking & Insurance Oversight

• Oversee financial strategy and performance of the company’s real estate portfolio
• Oversee insurance programs including workers’ compensation and auto

9. Leadership & Organizational Development

• Build and lead a high‑performing finance organization
• Support HR, benefits, and administrative functions as needed
• Foster a culture aligned with company values and performance expectations

Experience & Qualifications

Education

· Bachelor’s degree in Accounting, Finance, or Business Administration required

· CPA required or strongly preferred

· MBA or advanced degree preferred

Experience

· Prior CFO or senior finance executive experience required

· Experience in distribution, manufacturing, or multi‑location environments preferred

· M&A and capital investment experience required

· Big 4 and family‑owned/private company experience preferred