Sr Underwriter

Bring your drive for excellence, teamwork, and customer commitment to Independence. Join us as we renew and reimagine the future of health care. Together, we will achieve our mission to enhance the health and well-being of the people and communities we serve.

Senior Underwriter Responsibilities:
Prepares and reviews cases and employs various underwriting risk assessment techniques depending on the appropriate approach for the specific customer. Establishes supporting documentation for analysis and makes recommendations and/or pricing decisions internally to underwriting management and/or sales based on established authority level. Assists more junior underwriters in meeting department needs and developing skills. Attends and often co-leads internal, customer and broker dialogues in order to provide consultative support and recommendations based on the client specific considerations. May participate on multi-department projects. Has a strong knowledge of Health Care Reform, risk assessment, marketplace conditions, competitive landscape, and relevant business acumen. May underwrite medical, pharmacy, and/or ancillary lines of business. Completes RFP's and RFR's for assigned cases.

Knowledge, Skills and Abilities
Advanced knowledge of medical insurance concepts, underwriting, rating techniques and risk evaluation is required. The ability to work independently and manage multiple priorities under tight timeframes. Strong analytical and mathematical skills as well as the ability to recognize, research and resolve discrepancies then effectively communicate results and recommendations is required. Exhibits a prescribed level of proficiency across all competencies as defined in the Underwriting Competency Model. In addition, each role within Underwriting has five specific competencies that are weighted heavier in the evaluation of performance. Must be detail oriented, skilled in problem solving, mathematics and algabraic concepts. In depth understanding of insurance concepts, and advanced understanding of rating techniques. Must have advanced interpersonal skills, including written and verbal communication.
Knowledge of the Microsoft office suite of products (Access, Word and Excel), in depth understanding of underwriting technology and support systems.

Qualifications - External

Minimum of 5 years progressive experience working in group medical insurance environment and 3+ years experience working in underwriting environment. Can be concurrent experience.
Bachelor's degree or equivalent experience required. MBA preferred.

Independence has implemented a “Hybrid” model which consists of Associates working in the office 3 days a week (Tuesday, Wednesday & Thursday) and remotely 2 days a week (Monday & Friday). This role is designated as a role that fits into the “Hybrid” model. While associates may work remotely on our designated remote days, the work must be performed in the Tri-State Area of Delaware, New Jersey, or Pennsylvania.

IBX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.

Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.