Loan / post
Loan Closer / Post Closer
Location: Wayne, PA (In-Office) Classification: Non-Exempt Reports To: Operations Manager
Company Overview
autoMHatic Financial (formerly Tammac Holdings) is a private equity-backed lender specializing in Manufactured Home loans. With over $1 billion in originations and more than 40 years of experience, we’re transforming the manufactured housing industry through innovative products, technology-driven solutions, and a customer-first approach. Our mission is to bring speed, service, and simplicity to the lending process, including loan decisions within minutes.
Summary
The Loan Closer / Post Closer plays a vital role in ensuring the accuracy, compliance, and completion of loan files from origination through funding and final audit. This position is responsible for preparing, reviewing, and finalizing closing packages; coordinating with internal and external partners; disbursing funds; and performing post-closing quality control reviews to ensure compliance with company policies, investor guidelines, and regulatory requirements. The ideal candidate is detail-oriented, proactive, and capable of managing multiple priorities in a fast-paced environment.
Essential Duties and Responsibilities
- Prepare, collect, and review documentation to close loan packages and files.
- Ensure all information is accurate and fully executed in closing documentation, third-party orders, and funding packages.
- Review closing conditions to confirm satisfaction and execution per closing instructions.
- Prepare and execute the transfer of lender funds for disbursement.
- Resolve post-closing issues promptly and ensure accurate documentation for loan boarding and investor delivery.
- Perform post-closing quality control reviews to ensure compliance with applicable laws, regulations, and investor guidelines.
- Maintain organized files focusing on collateral file retrieval.
- Handle administrative tasks such as filing, scanning, and preparing correspondence.
- Maintain professional communication with borrowers, partners, and internal teams.
- Contribute to a positive work environment and support department goals by assisting with special projects and process improvements as needed.
Skills and Qualifications
- Bachelor’s degree in Business Administration, Finance, or related field preferred.
- Minimum 3 years of experience as a Loan Closer or Post Closer in mortgage or chattel lending; 5+ years preferred for senior-level candidates.
- Knowledge of mortgage closing and funding processes, documentation standards, and compliance requirements.
- Proficient in loan origination and processing software (e.g., Encompass) and Microsoft Office Suite (especially Excel).
- Working knowledge of applicable State and Federal laws, rules, and regulations.
- Excellent attention to detail, organizational, analytical, and problem-solving skills.
- Strong written and verbal communication abilities.
- Ability to work independently and collaboratively in a deadline-driven environment.
- Commitment to confidentiality and professional integrity in handling sensitive financial data.
Working Conditions & Physical Demands
Primarily office-based role requiring regular use of a computer. Ability to sit or stand for extended periods. Must occasionally lift up to 15 pounds. Movement throughout the office to access files or materials.
Schedule & Benefits
Schedule: Monday to Friday, 8-hour day shift. Benefits: - Competitive compensation - Comprehensive medical, dental, and vision coverage - 401(k) - Generous PTO and paid holidays - Exciting team events and collaborative culture
Application Process
Interested candidates should submit their resume to [email protected] outlining relevant experience and qualifications. Qualified applicants will be contacted for next steps.
Note:
The company is an equal opportunity employer, drug-free workplace, and complies with ADA regulations as applicable
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents
will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
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