Associate Analyst - Bank Fraud - Detection

General information

Ref # 22103

Remote? No

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

In office role - Ally work locations are Lewisville TX, Charlotte NC, Jacksonville FL, or Fort Washington PA.

The Fraud Detection Associate Analyst position is responsible to assess various situations and identify risks. Specific procedural reviews and approved countermeasures are applied in the daily job performance. Assists with the investigation and deterrence of fraud against Ally Bank. Requires the ability to conduct research, execute various methods and provide clear documentation of all findings. This role must also maintain a balanced perspective to ensure that the Ally Brand and high level of customer experience are maintained.

The Work Itself

• Thoroughly research incidents and/or scenarios to alleviate any risk or exposure to customers and/or Ally Bank
• Perform a series of reviews using various tools and reports to identify potential fraudulent activities on new/existing Ally Bank Deposit accounts.
• Review of new accounts, negative balance accounts, ACH reports, any suspicious activity on existing accounts.
• Effectively execute countermeasures and various mitigation strategies to avoid losses to the bank and to our customers.
• Ensures enterprise-wide compliance with established standards for the bank set by Corporate Security or other Ally Bank departments.
• Provide excellent customer service to those customers impacted by potential fraud, ensuring we offer assistance as appropriate.
• Assist manager in the preparation of reports as required for documentation to ensure adherence to policies and procedures.

The Skills You Bring

Minimum Qualifications

• 0+ years of experience
• High school Diploma or GED equivalent

Preferred Qualifications

• 1 - 2 years of Fraud Analyst experience in a Bank Fraud role highly preferred
• Demonstrated fraud investigation skills recommended
• Background in Deposit Operations
• Ability to handle multiple priorities
• Strong written and verbal communication skills.
• Effective time management and organizational skills.
• Strong Windows based PC skills required.
• Responsible to ensure quality control.
• Be challenge driven, goal oriented and capable of handling emergency or crisis situations.
• Working knowledge of current bank fraud taxonomies
• Other duties as assigned

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
• Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
• Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at [email protected]. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Emerging: 47840

Experienced: 61250

Expert: 75000

Incentive Compensation: This position is eligible to participate in our annual incentive plan