Retail Credit Underwriter

Job Description

Retail Credit Underwriter

Requisition ID: 3856

Job Location: New Holland - Pennsylvania - United States, Waterford - Wisconsin - United States

Job Family for Posting: Credit

About Us

Innovation. Sustainability. Productivity. This is how we are Breaking New Ground in our mission to sustainably advance the noble work of farmers and builders everywhere. With a growing global population and increased demands on resources, our products are instrumental to feeding and sheltering the world.

From developing products that run on alternative power to productivity-enhancing precision tech, we are delivering solutions that benefit people – and they are possible thanks to people like you. If the opportunity to build your skills as part of a collaborative, global team excites you, you’re in the right place.

Grow a Career. Build a Future!

Be part of this company at the forefront of agriculture and construction, that passionately innovates to drive customer efficiency and success. And we know innovation can’t happen without collaboration. So, everything we do at CNH Industrial is about reaching new heights as one team, always delivering for the good of our customers.

Job Purpose

As a Retail Credit Underwriter, you will analyze credit risk for equipment and revolving line of credit applications by reviewing credit bureaus as well as other financial data. You will be responsible to review applicant information for accuracy and identify and resolve any potential discrepancies. The ideal candidate will have strong attention to detail and decision-making skills and will need to be able to come up with creative solutions to mitigate risk to the company.

Key Responsibilities

• Verifying, analyzing, and processing retail credit applications in a timely manner, helping to grow retail acquisitions with minimal risk of loss and maximizing profit
• Reviewing and making decisions on credit transactions or submit recommendation to a higher approval authority
• Communicating with CNH Capital sales team, dealers, and end-user customers to effectively structure transactions to support equipment sales
• Having knowledge and ability to apply policy and procedure as required
• Identifying and supporting implementation of process and system improvements Timely completion of additional projects and tasks that you will be assigned to
  

Experience Required

• Bachelor’s degree in finance, business, data analytics, a related field, or equivalent experience
• Great ability to relate and communicate with multiple dealers and internal customers will be key to succeed in this role
• Problem solving skills and ability to propose and implement creative solutions
• Ability to make quick decisions
• Must be available to work following hours: 8:00 – 5:00 CT with occasional 9:00-6:00 CT, 10:00-7:00 CT shifts and some Saturdays are required

Preferred Qualifications

• 2+ years commercial credit underwriting experience or related areas in the credit cycle
• Background working in financial services credit or collections Financial spreading/analysis
  

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Pay Transparency

The annual salary for this role is USD $63,750.00 - $97,750.00 plus any applicable bonus (Actual salaries will vary and will be based on various factors, such as skill, experience and qualification for the role.)

What We Offer

We offer dynamic career opportunities across an international landscape. As an equal opportunity employer, we are committed to delivering value for all our employees and fostering a culture of respect.

At CNH, we understand that the best solutions come from the diverse experiences and skills of our people. Here, you will be empowered to grow your career, to follow your passion, and help build a better future. To support our employees, we offer regional comprehensive benefits, including:

• Flexible work arrangements
• Savings & Retirement benefits
• Tuition reimbursement
• Parental leave
• Adoption assistance
• Fertility & Family building support
• Employee Assistance Programs
• Charitable contribution matching and Volunteer Time Off

US applicants: CNH Industrial is an equal opportunity employer. This company considers candidates regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Applicants can learn more about their rights by viewing the federal "Know Your Rights" poster here . CNH Industrial participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You can view additional information here .

Canada applicants: CNH Industrial is an equal opportunity employer. This company considers candidates regardless of race, color, religion, sex, sexual orientation, gender identity, nationality, place of origin, disability, marital status, family status, age, or any other ground prohibited by applicable provincial human rights legislation.

If you need reasonable accommodation with the application process, please contact us at [email protected] .