Product Management Internship, 2026

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

This is a hands-on Product Management internship for someone who wants to learn what it is actually like to be a PM at a fast-moving fintech company.

This is not a large, structured internship program with a pre-defined “intern project.” Instead, you will be trained and treated like a junior product manager and embedded directly within our product teams. You will work alongside experienced Product Managers, Designers, and Engineers to help define problems, ship product changes to production, and validate whether those changes are working.

If you are looking for a real-world product experience, where your work can impact customers and the business, this role is for you!

What You Will Do:

During the internship, you will rotate across one or more product areas and contribute meaningfully to active product work. Responsibilities may include:

• Supporting Product Managers in discovery, planning, and execution of features and improvements
• Helping break down product ideas into clear requirements and user stories
• Participating in customer research, feedback synthesis, and insight generation
• Partnering with Design and Engineering to move work from idea to build to launch
• Helping track and analyze product metrics to understand impact after launch
• Writing and maintaining product documentation, including PRDs, specs, and decision docs
• Contributing to small-to-medium scoped product changes that may ship to production

You will get exposure to the full product lifecycle, from identifying a problem to validating outcomes, rather than just one isolated task.

What You Will Learn:

By the end of the internship, you should have a clear understanding of:

• How real product teams operate day-to-day
• How to think through tradeoffs, scope decisions, and constraints
• How to collaborate cross-functionally with Engineering, Design, Risk, and Operations
• How to measure whether a product change actually worked

What it feels like to own a problem, not just complete an assignment.

What You'll Bring:

We are open to strong undergraduates or early-career graduate students, especially those interested in Product Management, Technology, or Fintech.

You might be a good fit if you:

• Are curious, thoughtful, and comfortable asking questions
• Enjoy breaking down ambiguous problems into structured thinking
• Communicate clearly in writing and conversation
• Are detail-oriented but can zoom out to understand the bigger picture
• Want real responsibility rather than a resume-only internship
• Are comfortable in fast-moving environments where things evolve quickly

Prior PM experience is not required, but familiarity with product thinking, startups, or technology is a plus. We know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring For Internship:

• Hourly compensation
• Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
• One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
• Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally

What We’ll Bring to Full-time Team Members:

• Meaningful compensation and equity
• Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
• 4% employer 401k match
• Unlimited PTO policy
• Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
• High quality catered lunch by local chefs, 4 days / week
• Gym subsidy
• Paid cell phone + plan
• Student loan repayment program
• Relocation assistance
• Generous team member discounts

This is not a remote opportunity; it is 100% onsite () () ()

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.