Commercial Relationship Manager #ESF5151
Job Description
Job Description
What is it for you:
- Our client is ESSA Bank & Trust, now part of CNB Financial Corporation
- A regional bank offering commercial banking, lending, and wealth management services
- Combines a strong local presence with the backing of a larger banking platform
- Stable, growing company with tremendous opportunity for career advancement
- Competitive compensation and benefits
- Manage and grow a portfolio of commercial clients, acting as the primary relationship owner
- Build relationships with business owners, CEOs, and CFOs
- Analyze financial statements and assess creditworthiness of borrowers
- Structure, negotiate, and manage commercial loans and credit facilities
- Partner with credit teams for underwriting and loan approvals
- Monitor portfolio performance including risk, renewals, and compliance
- Identify and mitigate credit and portfolio risks
- Drive new business through networking, referrals, and market outreach
- Cross-sell banking solutions including treasury, wealth, and private banking services
- Collaborate internally with credit, operations, and product teams
- Ensure loan documentation accuracy and compliance
- 2–10+ years of experience in commercial banking, lending, or relationship management roles
- Proven experience in managing and growing commercial client portfolios
- Strong experience in financial statement analysis, credit underwriting, and risk assessment
- Demonstrated ability in structuring and negotiating commercial loans and credit facilities
- Track record in business development, client acquisition, and revenue generation
- Ability to build and maintain relationships with senior stakeholders (CEOs, CFOs, business owners)
- Experience ensuring loan documentation accuracy, compliance, and regulatory adherence
- Strong collaboration experience with credit teams, underwriting, and internal stakeholders
- Bachelor’s degree in Finance, Business, or related field (or equivalent experience)
- Commercial client relationship management
- Financial analysis & credit underwriting
- Loan structuring & negotiation
- Portfolio management & risk assessment
- Business development & revenue generation
- Strong communication with senior stakeholders (CFOs, CEOs)
- Experience with treasury management / wealth products
- Existing book of business
- Familiarity with regional banking markets
- Exposure to loan committee processes
- Community/networking involvement
- Medical, Dental, Vision & Life Insurance
- 401K with company match
- Paid Time Off & holidays
- Employee wellness and assistance programs
- Student loan repayment support (Gradifi program)
- Special banking rates and financial perks
- Additional voluntary benefits (accident, critical illness, etc.)
#INDEH123
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