Employee Benefits Insurance Producer

Position Overview

LMK Recruiting is partnering with a growth-oriented insurance organization to identify an experienced Employee Benefits Insurance Producer. This role is designed for a high-performing producer seeking long-term ownership, autonomy, and uncapped earning potential without corporate bureaucracy or private equity constraints. You will be responsible for developing, managing, and retaining a portfolio of employee benefits clients while building equity in their book of business from the start.

Key Responsibilities

• Prospect, develop, and close new employee benefits business
• Build and manage a self-sourced book of business
• Retain and expand existing client relationships
• Design and deliver strategic employee benefits solutions
• Maintain compliance with industry regulations and carrier requirements
• Collaborate with leadership to support long-term growth initiatives
• Manage your portfolio independently in a performance-driven environment

Compensation & Ownership

• 60/40 commission split on new business
• 50/50 commission split on renewals
• 50% ownership of the book of business you build from Day 1
• Uncapped earning potential
• 1099 commission-only position with no base salary or draw

Qualifications

• Minimum of 8 years of employee benefits insurance production experience
• Demonstrated success prospecting, closing, and retaining small, mid-market, or large group clients
• Hunter mentality with strong business development skills
• At least 50% of current book self-sourced
• Strong knowledge of benefits strategy, compliance, and carrier relationships
• Experience with self-funded and captive arrangements preferred
• Established professional network within the market
• Excellent communication, negotiation, and relationship-management skills
• Comfortable working independently in a startup-minded, high-performance environment

Work Environment & Support

• Remote flexibility within the Greater Philadelphia Area
• Strategic support from an experienced leadership team
• Access to proprietary solutions and exclusive carrier programs
• No micromanagement, excessive bureaucracy, or income caps