Senior Underwriter

Bring your drive for excellence, team orientation, and customer commitment to Independence; help us renew and reimagine our business and shape the future of health care.  Our organization is looking to diversify, grow, innovate, and serve, and we are seeking a Senior Underwriter.

Prepares and reviews cases and employs various underwriting risk assessment techniques depending on the appropriate approach for the specific customer. Establishes supporting documentation for analysis and makes recommendations and/or pricing decisions internally to underwriting management and/or sales based on established authority level.

Assists more junior underwriters in meeting department needs and developing skills.

Attends and often co-leads internal, customer, and broker dialogues in order to provide consultative support and recommendations based on the client-specific considerations.

May participate in multi-department projects.

Has a strong knowledge of Health Care Reform, risk assessment, marketplace conditions, competitive landscape, and relevant business acumen.

May underwrite medical, pharmacy, and/or ancillary lines of business.

Completes RFP's and RFR's for assigned cases.

Qualifications:

Bachelor's degree or equivalent experience.

Minimum of 5 years progressive experience working in a group insurance environment and 3+ years' experience working in a medical/prescription drug underwriting environment. Can be concurrent experience.

Advanced knowledge of insurance concepts, underwriting, rating techniques, fully insured and self-funded arrangements, and risk evaluation is required.

The ability to work independently and manage multiple priorities under tight timeframes.

Strong analytical and mathematical skills, as well as the ability to recognize, research, and resolve discrepancies, and then effectively communicate results and recommendations, are required.

Exhibits a prescribed level of proficiency across all competencies as defined in the Underwriting Competency Model. In addition, each role within Underwriting has five specific competencies that are weighted more heavily in the evaluation of performance.

Must have advanced interpersonal skills, including written and verbal communication.

MBA Preferred, but not required.

Knowledge of the Microsoft Office suite of products (Word, Excel, PowerPoint), in-depth understanding of underwriting technology, and support systems.

Independence has implemented a “Hybrid” model which consists of Associates working in the office 3 days a week (Tuesday, Wednesday & Thursday) and remotely 2 days a week (Monday & Friday). This role is designated as a role that fits into the “Hybrid” model. While associates may work remotely on our designated remote days, the work must be performed in the Tri-State Area of Delaware, New Jersey, or Pennsylvania

IBX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.

Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.